AnnualCreditReport.com
is a centralized service for consumers to request annual credit reports.
The ICFECU is proud to offer this link for
members so that they can review their file annually.
AnnualCreditReport.com
processes requests for free credit file disclosures (commonly called
credit reports). Under the Fair and Accurate Credit Transactions Act
(FACT Act) consumers can request and obtain a free credit report once
every 12 months from each of the three nationwide consumer credit
reporting companies.
AnnualCreditReport.com provides consumers with the secure means to
do so.
The three
nationwide consumer credit reporting companies have always encouraged
consumers to regularly review their credit reports.
AnnualCreditReport.com offers consumers a fast and convenient way to
request, view and print their credit reports in a secure Internet
environment. They also provide options to request reports by telephone
and by mail.
AnnualCreditReport.com
is the only service authorized by Equifax, Experian and TransUnion for
this purpose. Please note that, as a security precaution, consumers
should never provide their personal information to any other company or
person in connection with requesting free annual credit reports under
the FACT Act.
AnnualCreditReport.com will not approach consumers via email,
telemarketing or direct mail solicitations.
The Federal Trade Commission
also provides further information on this valuable resource to our
members. Please
click here to check out the FTC's website.
*The links above will take
you off of the Iowa City Federal Employees Credit Union website. The
ICFECU is not responsible for the content of
either of these sites.